I had pet insurance for my now 3 and bit old When I first took out the policy it cost €15 p.m with Allianz. Earlier this year they put it up to €25 p.m. Value of claims made up to that point? €0. I had chosen Allianz originally because 2 vets put them top of their list. At the time of the increase my madra had had some ear problems and other random infections. The increase promoted me to start enquiring about claiming for all these vet visits. It transpired that not many of these visits were covered and those that were cane with an excess. So I chatted to my vet about it and asked him outside of an accident what kind of problems would he expect a dog at mine's age to have to justify the insurance. He said given my dog was healthy that the risk of needing insurance was low. So I cancelled my policy and opened a savings account. Instead of paying insurance, I now put €20 in the account each month and have it ring fenced for the dog. What's your views on insurance? Have you claimed the small stuff?
Please help.
Thanks!
I didn't find the right solution from the Internet.
